They have been pulling softs on my experian report also lately. I just sent the a non pp letter. I also sent them an intent to sue letter since they ignored the validation and estoppel letters. It is time to file now cos the deadline to reply has come and gone. I figure I will start the process after the time is up for the non pp reply.
On February 26, I used CreditWatch to check on the status of a dispute and saw that the Sherman Acquisitions tradeline had been re-inserted at some point between Feb 23 and Feb 26.
My orginal dispute was that these are IIBed nothing more...and should read nothing more with zero balances...
(Cash loans no bank account needed) Okay filed my first case in small claims, will settle for $600 less then what I am asking , but I am actually kinda hoping for it to go to court because I think the case would be a great learning experience, plus I have two more cases against the CRAs in which I will only file in a civil court.
i just payed it off this december, but boy, its really gouging my score?
poniedziałek, 4 lutego 2008
niedziela, 3 lutego 2008
private loans with ok credit
I double-dog-dare Citibank to pull an AR of any kind on my credit report.
Has anyone actually ever gotten California to withdraw a tax lien in exchange for payment?
How can I get their lawyers address so I can tell them I am going to sue.
(Private loans with ok credit) I had a repo in 99 that was reaged in March to make it look like it happened infeb...of THIS year!
The last time I sent documentation to a CRA, they replied "We are responding to the information you sent us.
Umm no there were some late payments but it was paid in full a full 6 months before he filed.
I have disputed this account on all 3 CR's and it comes back verified no change on an account that was supposedly forgiven in 2000.
As much as I bash Cap 1...errr....Crap 1 they are being very helpful to me with a problem I have.
I'm sorry to hear that you had a bad experience, but can you tell me what happened?
Has anyone actually ever gotten California to withdraw a tax lien in exchange for payment?
How can I get their lawyers address so I can tell them I am going to sue.
(Private loans with ok credit) I had a repo in 99 that was reaged in March to make it look like it happened infeb...of THIS year!
The last time I sent documentation to a CRA, they replied "We are responding to the information you sent us.
Umm no there were some late payments but it was paid in full a full 6 months before he filed.
I have disputed this account on all 3 CR's and it comes back verified no change on an account that was supposedly forgiven in 2000.
As much as I bash Cap 1...errr....Crap 1 they are being very helpful to me with a problem I have.
I'm sorry to hear that you had a bad experience, but can you tell me what happened?
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I don't like going there much in fear of saying something that goes against the FCRA and losing 1000 bucks in court
You verified the information, but never sent me any information HOW it was verified.
As for the other two companies, they are a Circuit City CC, and a Sears CC.
(Faxless payday loans) The reason, of course, is money. Like many U.S. companies, Ocwen has discovered well-educated, English-speaking workers come cheaper in India than in the United States.
Then some mess about if you have reason to believe that the fee charged by a credit repair company was too high please let us know.
you could follow up with a letter CMRRR stating what you faxed earlier,
You verified the information, but never sent me any information HOW it was verified.
As for the other two companies, they are a Circuit City CC, and a Sears CC.
(Faxless payday loans) The reason, of course, is money. Like many U.S. companies, Ocwen has discovered well-educated, English-speaking workers come cheaper in India than in the United States.
Then some mess about if you have reason to believe that the fee charged by a credit repair company was too high please let us know.
you could follow up with a letter CMRRR stating what you faxed earlier,
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They wanted access to my checking account, that's a definate no, no!!
I don't know about 3k a month but my dh uses our card for his business.
When writing a PP letter to a company that pulled a hard INQ, is it unadvisable to include your current mailing address? Should I have them contact me via email or my business address instead?
(Fast boat loans online) When this happened to me, I had to call my guarantee agency which here in PA was PHEAA. It took me a while to get the right department, but when I did, they were able to give me the information quickly. I found the phone numbers on their website.
I don't know about 3k a month but my dh uses our card for his business.
When writing a PP letter to a company that pulled a hard INQ, is it unadvisable to include your current mailing address? Should I have them contact me via email or my business address instead?
(Fast boat loans online) When this happened to me, I had to call my guarantee agency which here in PA was PHEAA. It took me a while to get the right department, but when I did, they were able to give me the information quickly. I found the phone numbers on their website.
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they are a very good bank to have and once again enjoy your new card and services with us bank...
That mess aside - I will find the post on how to handle that, I know I saw one yesterday...
As I stated to Mr. Drucker, I am very serious about my intent. I have tried all avenues open to me in attempting to get answers in this matter, as I am sure you can see by the number of times I have contacted TeleCheck Services, Inc. This seems to be a lot of hassle for such a small matter. However, should my reasonable and legal requests continue to be ignored the end result will be at the very least considerable bad publicity for TeleCheck Services, Inc and First Data Corporation. I am sure that you will agree it is in everyone�s best interests to finally resolve this relatively small matter before it escalates into a much larger one.
(Quick loans in jamaica) Also, with Experian, if you have a recent credit report you can check out what Experian has about you in their database on line at:
Go appear, and NOT to the professor goobs, your honor, I have been issued a citation on behalf of my van.
Then some mess about if you have reason to believe that the fee charged by a credit repair company was too high please let us know.
I have read and heard on here and other places that a signed contract is not enough for validation. Is that a true statement?
That mess aside - I will find the post on how to handle that, I know I saw one yesterday...
As I stated to Mr. Drucker, I am very serious about my intent. I have tried all avenues open to me in attempting to get answers in this matter, as I am sure you can see by the number of times I have contacted TeleCheck Services, Inc. This seems to be a lot of hassle for such a small matter. However, should my reasonable and legal requests continue to be ignored the end result will be at the very least considerable bad publicity for TeleCheck Services, Inc and First Data Corporation. I am sure that you will agree it is in everyone�s best interests to finally resolve this relatively small matter before it escalates into a much larger one.
(Quick loans in jamaica) Also, with Experian, if you have a recent credit report you can check out what Experian has about you in their database on line at:
Go appear, and NOT to the professor goobs, your honor, I have been issued a citation on behalf of my van.
Then some mess about if you have reason to believe that the fee charged by a credit repair company was too high please let us know.
I have read and heard on here and other places that a signed contract is not enough for validation. Is that a true statement?
cash advance on boats
I had a CP7 BK discharged on 7-11-03. I have all three of my credit reports and some of the account still show chargeoffs and such. My EQ fico is 530 as of today. A lot of the negative accounts are student loans which I consolidated in March of 2003. Some are old and some are recent, . Do I start disputing everything at once, or do I start with the older accounts and keep moving up after time. I have a few positive accounts such as my consolidated student loan, and a JC Penney charge card that are all current. I am having trouble on where to take my first step.
Another tip about disputing - don't inadvertently dispute it in a manner that indicates that you know it IS yours.
In my little world of paranoia, a court of law may or may not acknowledge a web printed page as a "proper document" meaning the copy from the CRA might hold more weight.
(Cash advance on boats) I want to refinance it and possibly combine the first with the second...
I have been seeing posts elsewhere that seem like alot of people don't understand.
Registered Agents get pissy when the lawsuit is directed against them personally.
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer.
OK the auto loan that he co signed with me is paid on time, I make the payments.. I guess what I am worried about is will this bank come after me because of the other loans he has with them are delinquent. I am not a co-signed on any of the other loans. Someone from the bank called me and said that if he doesn't pay the other loans it could effect me.
Another tip about disputing - don't inadvertently dispute it in a manner that indicates that you know it IS yours.
In my little world of paranoia, a court of law may or may not acknowledge a web printed page as a "proper document" meaning the copy from the CRA might hold more weight.
(Cash advance on boats) I want to refinance it and possibly combine the first with the second...
I have been seeing posts elsewhere that seem like alot of people don't understand.
Registered Agents get pissy when the lawsuit is directed against them personally.
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer.
OK the auto loan that he co signed with me is paid on time, I make the payments.. I guess what I am worried about is will this bank come after me because of the other loans he has with them are delinquent. I am not a co-signed on any of the other loans. Someone from the bank called me and said that if he doesn't pay the other loans it could effect me.
elite cash loans
Fort Knox National Bank is on my CR - says I had a $1000 limit, high balance $1000 and that the credit grantor canceled the account but I'm payign as agreed. Unless I fell asleep and opened this account, and ran up a $1000 bill, and paid it off while sleep walking I have no idea where this came from. Anyone know anything about these people? I also have an inquiry from Encore and it says its for collection services though I have never had anything from this company....
If its regarding TL's on your CR, then its STILL Federal Law, not State, that you look to.
Must be some geographical cutoff...as exp is cloer to you and eq is closer to me.
(Elite cash loans) Should I contact Capital One since it seems that the attorney is just working as a collector and has not actually bought out account.
Company D isn't showing on my credit reports yet, but I feel it's only a matter of time.
The credit bureaus have been notified that your accounts are reporting accurate.
After a dispute "not mine" I rec'vd letter from FUSA stating they cannot determine my responsibility for the account...Yet Experian updated the listing as incl in bk - verified 4/03?
If its regarding TL's on your CR, then its STILL Federal Law, not State, that you look to.
Must be some geographical cutoff...as exp is cloer to you and eq is closer to me.
(Elite cash loans) Should I contact Capital One since it seems that the attorney is just working as a collector and has not actually bought out account.
Company D isn't showing on my credit reports yet, but I feel it's only a matter of time.
The credit bureaus have been notified that your accounts are reporting accurate.
After a dispute "not mine" I rec'vd letter from FUSA stating they cannot determine my responsibility for the account...Yet Experian updated the listing as incl in bk - verified 4/03?
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