limited credit student loans

I sent Dell an email last night asking them to get Certegy off my back and they are refusing to get involved.
Looks like there would be a way to find out the answers to our questions!
What happens when I go to court and they don't have the validation papers?
(Limited credit student loans) where there is a lot of viagra and porn spam........I get this all the time and lots of it....................I had to say it!!!!!!!!!!
Of course you always have to factor in MI versus a higher rate, pre payment compared to non, but in a direct comparison this is the best way IN MY OPINION to find a loans cost and sensability.
I am getting all of my ducks in a row, in case I have to file a lawsuit against the CA that deposited a second check, without my permission.